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  • Posted Date : 08-Sep-2013 , 08:43:22 am | Posted By CASANSAAR

    UAE's Central Bank has asked all banks and exchange houses to advise their customers not to carry rupees into India. The Central Bank also asked banks and money changers to warn their customers of the consequences of failing to do so. "The penalties stipulated in the new (Indian) law inclu...

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  • Posted Date : 03-Sep-2013 , 09:06:20 pm | Posted By CASANSAAR

    The Reserve Bank on Tuesday asked banks to link the disbursal of home loans to stages of construction to protect the interests of buyers and contain the fallout of "innovative" housing financing schemes. "In view of the higher risks associated with such lump-sum disbursal of sanctioned housing lo...

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  • Posted Date : 25-Aug-2013 , 06:35:49 pm | Posted By CASANSAAR

    Public sector banks face a shortage of 56,022 personnel across various cadres and the lenders are at different stages of filling these posts, official sources said. In the officer category, 25 public sector banks have 23,794 vacancies as of March, 2013. Of this, 5,815 officer level posts are inBank...

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  • Posted Date : 24-Aug-2013 , 08:08:56 am | Posted By CASANSAAR

    The Reserve Bank today directed banks to adopt a uniform holidays calender to streamline cheque clearing system forCheque Truncation System (CTS) centres in New Delhi, Chennai and Mumbai."The CTS centres in New Delhi, Chennai and Mumbai will adopt RTGS holidays as ...

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  • Posted Date : 23-Aug-2013 , 07:32:29 pm | Posted By CASANSAAR

    The Reserve Bank of India penalised six public sector banks of Rs 6.5 crore for violating Know Your Customer (KYC)/Anti Money Laundering (AML) guidelines of the central bank.   The six banks fined were Dena Bank (Rs 2 crore), Corporation Bank (Rs 1.5 crore), IDBI Bank and Indian Bank (Rs 1 cr...

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  • Posted Date : 20-Aug-2013 , 07:08:23 pm | Posted By CASANSAAR

    As per provisional data received from the Reserve Bank of India (RBI), the Gross Non-Performing Assets (NPAs) of Public Sector Banks (PSBs) as on 30th June 2013 was Rs. 1,76,009 crore.  The Gross NPAs of PSBs were Rs. 1, 12,489crore in March 2012 and Rs. 1, 55,890 crore...

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  • Posted Date : 19-Aug-2013 , 08:21:45 am | Posted By CASANSAAR

    The Kerala government has got a go-ahead from the Reserve Bank of India to launch a financial institution following the principles of Islamic finance. Cheraman Financial Services Limited(CFSL) will be floated by Kerala State Industrial Development Corporation to function as ...

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  • Posted Date : 09-Aug-2013 , 09:38:02 pm | Posted By CASANSAAR

    Insurance regulator Irda has allowed banks to act as brokers and sell products of more than one insurer so as to increase the penetration of the sector across the country. There is no capital requirement for insurance broking business carried out by banks, according to Irda (Licencing...

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  • Posted Date : 09-Aug-2013 , 05:32:26 pm | Posted By CASANSAAR

    Paving the way for setting up of all-women bank , the government on Thursday approved Rs 1,000-crore seed capital for Bhartiya Mahila Bank Ltd. The Cabinet cleared setting up of all-women bank, sources said. Earlier this week, Minister of State for Finance Namo Narain Meena had said in a...

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  • Posted Date : 09-Jul-2013 , 01:49:51 pm | Posted By CASANSAAR

    Tightening their noose on loan defaulters, banks have decided to 'name and shame' the guarantors of such borrowers as well by publishing their photographs and other details in newspapers and at notice boards of bank branches and community centres. Banks, mostly public sector lenders, began publishi...

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  • Posted Date : 06-Jul-2013 , 08:35:22 pm | Posted By CASANSAAR

    A bank manager and two others have been arrested for allegedly demanding a bribe of Rs 7,000 from a farmer, police said today.   Manager of Allahabad Bank, Auradeeh Branch, Ramesh Verma, a peon and a facilitator were arrested by a CBI team yesterday during a raid for demanding Rs 7000 as brib...

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  • Posted Date : 04-Jul-2013 , 08:12:46 am | Posted By CASANSAAR

    The top 30 bad loans in each commercial bank are responsible for almost half of the gross non performing accounts (NPA) in the Indian banking system. The worst affected are foreign banks in the country where the top 30 non-performing loans account for 84% of the gross NPAs as on March 2013...

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  • Posted Date : 02-Jul-2013 , 05:17:02 pm | Posted By CASANSAAR

    With 26 public and private sector companies applying for banklicences, Finance Minister P Chidambaramhas said that there was no ceiling on the number of entities which can be permitted to operate a bank. "I don't think there is a ceiling. I don't think there is a number...

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  • Posted Date : 29-Jun-2013 , 11:28:19 am | Posted By CASANSAAR

    The Reserve Bank of India (RBI) has proposed tough norms for banks involved in wealth and portfolio management services (W/PMS), mandating them to segregate sales and advisory activity, and threatened to bar them from money markets for violation of guidelines. It plans to put a blanket ban on t...

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  • Posted Date : 19-Jun-2013 , 08:23:40 am | Posted By CASANSAAR

    Structural imbalances in the Indian bankingsystem's funding structure are diluting monetary policy transmission, crowding out corporates from money market and discouraging long-term savings in the economy. Banks' growing dependence on short-term deposits to fund an incr...

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  • Posted Date : 10-Jun-2013 , 06:53:11 pm | Posted By CASANSAAR

    The Reserve Bank of India on Monday said it had imposed penalties on Axis Bank, HDFC Bank and ICICI Bank for violating guidelines related to details of customer identity known as "know your customer" rules. The central bank investigated the banks following an investigation ...

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  • Posted Date : 06-Jun-2013 , 09:40:19 pm | Posted By CASANSAAR

    In a move to curb the demand for gold, the finance ministry has asked the public sector banks not to sell gold coins to their customers. According to bankers, the view was communicated by the finance minister P Chidambaram and other finance ministry officials at a meeting today in th...

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  • Posted Date : 02-Jun-2013 , 01:15:06 pm | Posted By CASANSAAR

    The Reserve Bank has extended the deadline for banks to complete the process of allotting a unique customer identification code to their customers, to March 31, 2014.   Banks, however, will have to allot the unique customer identification code (UCIC) to all customers while entering ...

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  • Posted Date : 18-May-2013 , 03:06:33 pm | Posted By CASANSAAR

    Auditors of Canara Bank, India's fifth largest state-owned lender by assets, took objection to the management's decision to restructure loans of a particular borrower. The loan amounts to almost 20% of the bank's fresh restructuring of around Rs 18,110 crore in the March quarter. Fresh res...

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  • Posted Date : 07-May-2013 , 07:30:18 pm | Posted By CASANSAAR

    In connection with Cobrapost, Red Spider 2 Expose which was released yesterday, Shri Rajiv Takru, Secretary, Department of Financial Services (DFS), Ministry of Finance had asked the Chairman cum Managing Directors (CMDs) of various Public Sector Banks (PSBs) and Life Insurance Corporation (LIC) of ...

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  • Posted Date : 29-Apr-2013 , 09:22:41 am | Posted By CASANSAAR

    The Reserve Bank is looking into sale of gold coins and gold-related investment products by about 30 banks to find out whether their employees are mis-selling such products to customers.   The RBI move follows complaints of customers being induced by bank employees and non-staff members withi...

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  • Posted Date : 24-Apr-2013 , 06:51:12 pm | Posted By CASANSAAR

    The Centre has appointed Archana Bhargava as Chairman & Managing Director of United Bank of India, a public sector lender.   Prior to this appointment, Bhargava was an Executive Director at Canara Bank (since April 1, 2011).   She has assumed charge of her new posting on Tuesday at...

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  • Posted Date : 21-Apr-2013 , 07:40:10 pm | Posted By CASANSAAR

    With government set to launch the second phase of Direct Benefit Transfer(DBT) scheme, Finance Ministry has asked PSU banks to put in place robust automated systems to ensure that the beneficiaries list does not undergo any changes. "All banks...need to have robust automated syst...

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  • Posted Date : 20-Apr-2013 , 04:55:46 pm | Posted By CASANSAAR

    The Reserve Bank of India (RBI) will now be able slap a penalty of Rs 1 crore on banks if they breach a single norm. If more than one norm is breached, then the fine will be multiples of Rs 1 crore. Earlier, the fine was Rs 5 lakh for a single violation. The new norm came into effect after Section ...

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  • Posted Date : 18-Apr-2013 , 08:34:24 am | Posted By CASANSAAR

    Following a sharp fall in gold prices over the past few days, banks have started reviewing the margin requirement for loans against the yellow metal. After dropping Rs 3,160 over the last three sessions, gold prices on Wednesday fell Rs 90 to Rs 26,350 per 10g, the lowest level since August 17, 201...

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  • Posted Date : 16-Apr-2013 , 08:33:21 am | Posted By CASANSAAR

    The Supreme Court, on Monday, ordered nationalised banks - Punjab National Bank, Union Bank of India and the Indian Bank - to deposit a sum of Rs 400 crore within 15 days with the Prothonotary and Master of Bombay High Court as part of the bank guarantee money due to the Boa...

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  • Posted Date : 14-Apr-2013 , 09:03:05 pm | Posted By CASANSAAR

    Setting a stiff target for all public sector banks, the Finance Ministry has directed them to expedite the recovery process and bring down net NPAs to 1 % of their total advances by the end of 2013-14 fiscal."We have asked banks to bring down their net NPA to 1 % of the total advances by March 2014,...

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  • Posted Date : 31-Mar-2013 , 07:23:47 pm | Posted By CASANSAAR

    The Finance Ministry has asked public sector banks to limit the amount of loan write-offs and sought details of recoveries made by them in the six years ending 2011-12 with an aim to improve the finances of PSU lenders.   It has also asked the banks to ensure that the amount written off by ...

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  • Posted Date : 23-Mar-2013 , 12:55:29 pm | Posted By CASANSAAR

    The Reserve Bank of India (RBI) will soon issue a notification for the implementation of the Basel III capita l regulations by Indian banks from April 1, central bank governor D. Subbarao said on Friday. "We are going to issue a notification next week for banks to implement the Basel III ...

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  • Posted Date : 21-Mar-2013 , 05:06:43 pm | Posted By CASANSAAR

    The Reserve Bank today sought to downplay the money-laundering allegations against three private sector banks, saying the country has a "perfect" system to prevent such offences and that not a single such transaction took place in the sting operation. The country's three largest private banks -- IC...

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