Finance Management

The buoyant year offered important takeaways for the small investor. I can conclude at some key lessons. Stocks fell, bonds rallied, gold shot up and foreign markets fared better. Diversification really works The biggest lesson of 2011 is also the oldest. It found a forceful reinforcement as the investors, whose portfolios had a wide spread [...]

Political philosophers hold various views about what role the government should take in altering the distribution of income. Political debate among the larger population of voters reflects a similar disagreement. Despite these continuing debates, most people believe that, at the very least, the government should try to help those most in need. The government should [...]

No Risk or Low risk investment options work on the idea that over the next few years, investments in most of the products that have historically given predictable returns will not deviate majorly from such a track record. For example, if one invested in a bank fixed deposit with a yearly return of 10%, then [...]

Investment in small savings schemes floated by the government to invest hard earned money without any pre-checking is no longer true. The interest rates on these schemes are now linked to the government bond yields. An investor will need to assess the future movement of interest rates before committing money to these options. It is [...]

The idea of starting your own business is exciting, but establishing and running any kind of business requires finance. No matter whether you are launching a small size business or willing to start a business at large level, the first and foremost thing that will occupy your mind is how to finance your business and [...]